Knowledge Base
Practical, independent guides covering the full investment journey — legal, tax, financing, area analysis and more. Written for Dutch and international buyers.
Legal
Step-by-step walkthrough of the purchase process, required documents, and key timelines.
The foreigner identification number every buyer needs — how to apply from the Netherlands and Spain.
What the notary does, what they don't do, and why you still need an independent lawyer.
Registro de la Propiedad, cadastral records, debts and encumbrances — what your lawyer must verify.
Tax
Impuesto de Transmisiones Patrimoniales — Catalonia rates, calculation, and who pays.
How the bilateral treaty affects Dutch investors on rental income, capital gains, and wealth tax.
Annual obligations for foreign property owners, even if you don't rent the property out.
If you're moving to Spain, the special regime for inbounds could significantly reduce your tax burden.
Finance
Spanish banks typically lend 60–70% LTV to foreigners. What to prepare and which banks to approach.
Some Dutch institutions and international brokers also offer Spain mortgages — pros, cons and rates.
FX options, transfer timing, and how to move large sums efficiently and compliantly.
Rental
How to obtain a Habitatge d'Ús Turístic licence — and what the new Catalan moratoriums mean for buyers.
Yield comparison, seasonal dynamics, and which areas suit which approach.
How to manage a rental property in Girona remotely — platforms, local managers, and costs.
Market Data
Asking-price data by neighbourhood expressed as price per square metre and annual growth. Most rows use March-to-March data through March 2026.
| Area | Latest price | YoY | Since 2016 | CAGR | Note |
|---|---|---|---|---|---|
| Girona city avg. | €2,685/m² | +6.4% | +57.8% | +4.7% | City average |
| Barri Vell | €4,276/m² | +15.5% | +66.0% | +5.2% | Highest price level |
| Eixample | €3,370/m² | +2.6% | +63.9% | +5.1% | High and relatively stable |
| Migdia Casernes | €3,118/m² | +14.9% | +57.5% | +4.6% | Strong 12-month increase |
| Montilivi-Pericot | €2,735/m² | +1.7% | +46.5% | +3.9% | Lower long-term growth |
| Palau | €3,064/m² | +29.5% | +57.3% | +4.8% | Dec 2025 data — sparse |
| Sant Narcís | €2,213/m² | +15.5% | +64.8% | +5.1% | Strong catch-up from lower base |
| Santa Eugènia | €1,777/m² | +18.9% | +41.4% | +3.5% | Lowest price level, liquid district |
| Sant Daniel-Vila Roja | €919/m² | −17.4% | −27.2% | −3.1% | Very sparse data — treat with caution |
| Area | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Girona avg. | 1,702 | 1,692 | 1,805 | 2,140 | 2,273 | 2,113 | 2,229 | 2,226 | 2,516 | 2,523 | 2,685 |
| Barri Vell | 2,576 | 2,743 | 2,996 | 3,058 | 3,628 | 3,634 | 3,628 | 3,293 | 3,520 | 3,703 | 4,276 |
| Eixample | 2,056 | 2,253 | 2,628 | 2,901 | 2,958 | 2,927 | 2,880 | 2,914 | 3,128 | 3,285 | 3,370 |
| Migdia Casernes | 1,980 | 2,056 | 2,150 | 2,576 | 2,498 | 2,429 | 2,502 | 2,708 | 2,725 | 2,713 | 3,118 |
| Montilivi-Pericot | 1,867 | 1,838 | 1,833 | 2,373 | 2,388 | 2,449 | 2,560 | 2,473 | 2,583 | 2,688 | 2,735 |
| Palau | 1,948 | 1,724 | 1,791 | 2,098 | 2,078 | n.a. | n.a. | 2,236 | 2,514 | 2,617 | n.a. |
| Sant Narcís | 1,343 | 1,342 | 1,411 | 1,612 | 1,812 | 1,613 | 1,659 | 1,664 | 1,746 | 1,915 | 2,213 |
| Santa Eugènia | 1,257 | 1,282 | 1,404 | 1,323 | 1,526 | 1,421 | 1,526 | 1,459 | 1,453 | 1,495 | 1,777 |
| Sant Daniel-Vila Roja | 1,262 | 943 | n.a. | 1,159 | n.a. | n.a. | 1,399 | n.a. | n.a. | 1,112 | 919 |