The Girona Foreign Buyer
Due-Diligence Checklist

Everything a non-resident buyer must verify before signing anything — from first offer to signed deed. 4 checklists, 40+ items, written for Dutch and international buyers.

4 Checklists
40+ Checklist items
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Girona Foreign Buyer
Due-Diligence Checklist
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What's included

  • Checklist 01 — Before you make an offer (8 items)
  • Checklist 02 — Signing the arras contract (7 items)
  • Checklist 03 — Due diligence (9 items)
  • Checklist 04 — Signing day at the notary (8 items)
  • Red flag warnings for each stage
  • Cost breakdown and timeline reference

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Four checklists covering the full purchase journey.

01

Before you make an offer

The checks most buyers skip — and later regret. Everything to confirm before you commit to anything.

  • NIE number status and timeline
  • Spanish bank account setup
  • Full cost budget (12–14% on top)
  • HUT licence status for rentals
  • Ownership structure decision
02

Signing the arras contract

The reservation contract is legally binding. Your deposit is at risk. Every clause your lawyer must check.

  • Arras type (penitenciales vs confirmatorias)
  • Completion date realism check
  • Outstanding debts and community fees
  • Contents and fixtures listed
  • Common pressure tactics to watch for
03

Due diligence

What your lawyer must verify between arras and completion. Do not skip any of these.

  • Nota simple from the property registry
  • Cadastral record verification
  • Outstanding mortgage clearance
  • Urbanistic and planning status
  • Illegal extension red flags
04

Signing day at the notary

What to bring, what to confirm, and what to do in the 30 days after you sign the deed.

  • Final nota simple within 24 hours
  • ITP payment preparation
  • Escritura review process
  • Post-completion to-do list
  • The declared price warning

Built for buyers who want to know what they're doing.

The Spanish property purchase process is unfamiliar to most foreign buyers. This checklist closes the knowledge gap.

First-time buyers in Spain

If you've never bought property in Spain before, this checklist tells you exactly what to check, in what order, and why — before you make a single commitment.

Dutch and international buyers

Written specifically for non-residents navigating a foreign legal and tax system. Covers NIE, ITP, the Spain-Netherlands treaty, and non-resident obligations you won't find in generic guides.

Buyers about to sign arras

If you've found a property you want and you're about to sign a reservation contract, read Checklist 02 before you do anything else. The deposit is at risk from the moment you sign.

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